Who Can Apply For Payday Loans In Anniston, AL?
If you need a fast and convenient way to cover an unforeseen emergency expense, you may be thinking about getting payday loans Anniston, AL. These loans are an option for people who need a little bit of help making it to their next payday after they’ve been dealt with an emergency expense. But before you jump the gun, it’s important to know who can apply for these loans. We here at Alabama Title Loans, Inc. offer payday loans worth between $100 and $500 to those who meet the requirements.
The good thing is, finding out the requirements for payday loans Anniston is simple when you come to our company. So if you are looking to get cash fast Anniston, you can get through our process in about 30 minutes to see if you qualify. Plus, if you are searching for “same day loans Alabama bad credit” because you are worried your credit score will stand in your way, don’t be! You don’t need perfect credit to get this loan.
Who Can Apply For Payday Loans In Anniston, Alabama?
If you’re not sure if you’re considered a qualified applicant, finding out is simple. There are a few different types of people that could get payday loans Anniston, AL. We mentioned there are some requirements for payday loans Anniston, and the good thing is the list isn’t long or complicated. In fact, you probably already have the required items near you right now. So, if you want to find out if you can qualify for this loan, keep reading to learn just who can apply with us.
1. Individuals 18 Years Or Older Who Have State-Issued ID’s
A government-issued photo ID is a standard requirement for all loans – including payday loans. To apply for a payday loan in Anniston, AL with us, you will need to show us your driver’s license or your government-issued photo ID. This is because you cannot legally obtain this type of loan if you are a minor. Plus, we need to make sure the name you give us matches your ID.
2. People Who Have Social Security Cards
If you’ve recently moved to the United States, and your immigration status isn’t clear yet, you won’t qualify for any loan in the US, including a payday loan in Alabama or elsewhere. This means alongside your photo ID, you will need your Social Security card. Your Social Security card is further used to confirm your identity. Don’t worry, all information and documents used during the payday loan process are kept confidential.
3. Those Who Have A Bank Account
Payday loans are unsecured, which means no collateral is used. It’s important that we know that you have the means to pay us back by your next payday. One way that we know of your ability to repay is by looking at your 30-day bank statement. From this information, we can better determine how much money you qualify for if you are approved. Another thing you will need is a blank check from your active checking account. Ensure that your checking account is in your name, not your family member’s name.
4. Employed Or Those Who Have An Approved Income Source
In order to qualify for payday loans, you need to be employed. After all, it is called a "payday" loan. To prove you have an upcoming payday, you need to bring your most recent pay stub. However, in some cases, alternative forms of income are used, such as alimony or social security benefits. Contact one of our loan representatives to learn if your alternative payment qualifies you for a loan.
5. Bad Credit Holders
If you have bad credit, you might be worried that you do not qualify for a payday loan in Anniston, AL. Although you may not be able to qualify for other loans, that is not the case with payday loans. There is a reason payday loans are known as “same day loans Alabama bad credit” with us. We welcome people with all credit scores to come in and find out if they qualify for approval. Furthermore, we won’t report your loan to major credit bureaus – meaning it won’t impact your credit in any major way.
How To Apply For Our Payday Loans In Anniston, AL
If you have the five requirements above, you are welcome to begin the process for payday loans at the Anniston location of Alabama Title Loans, Inc. right now. Of course, you have to know how to apply first. The good thing is our process is simple and quick to get through. As we said, the entire process from the moment you walk into our store can be around 30 minutes. Just follow the steps below to get started today:
- Go to the homepage of our website to fill out the online form.
- Speak with the representative to schedule an appointment.
- For your meeting, bring all your required items to the store.
- If approved, get the money either the same or the next day.
Apply For Payday Loans In Anniston, AL Today!
As you can see, you don’t need to handle your emergency expenses on your own. Payday loans are an option whenever you find yourself in a situation where you need money fast before your next paycheck comes in. However, there are requirements for payday loans Anniston. Once you’ve made sure you can meet the requirements, we can do the rest to determine if you qualify for approval. So, quickly fill out the online form on our website today to begin the process.
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.