Want to find out if payday loans in Montgomery, Alabama, are the right fit for you? Such loans can become a convenient way to get fast cash for individuals who have found themselves struggling between paychecks.

As long as you provide proof of income, you can qualify for a few hundred bucks that you can then use to take care of your emergency. How are such loans repaid, and what requirements would you meet? Keep reading to discover how payday loans work in Montgomery, Alabama.

The Payday Loans Process In Montgomery, Alabama

What Are Payday Loans?

A payday loan is a short-term loan that can be typically paid back with your next paycheck. The amount you qualify for is mainly based on your earnings. You can borrow a portion of your salary. Be mindful that although the size of the amount you receive can differ a lot, you might need more time to receive massive amounts when taking out a payday loan.

$500 is the maximum amount you can get when you come to us at Alabama Title Loans, Inc. for help. Payday loans are unsecured, meaning you wouldn’t have to use any collateral to qualify. 

How Do Payday Loans In Montgomery, Alabama Work?

What many people like about payday loans is that they are straightforward to apply for. When you come see us, you must show proof of income so one of our payday loan representatives can determine how much you qualify for.

If approved, we here at Alabama Title Loans, Inc. will determine how much we can lend to you and you can get the money quickly. Many borrowers can repay the loan within 30 days or less. Sometimes, even 2-3 weeks.

You can return to the store to pay back the loan or we will repay itself by depositing your check to the bank or withdrawing funds from your account. The loan is usually paid off in one lump-sum payment.

What Are The Requirements For Payday Loans In Montgomery, Alabama?

At Alabama Title Loans, Inc., we ask you to bring a state-issued photo ID or driver’s license. Your ID will be used to prove your identity and that you’re at least 18 years old. You will also need a blank check from your active bank account and your most recent pay stub. The latter will prove your income and will help our payday loan representative determine the amount you can qualify for if you are approved.

If you don’t have pay stubs (for example, you’re self-employed), we can agree to review other documents that can be used as proof of income. Those can be bank statements, tax forms, social security benefits, etc. Be sure to speak with our loan representative about this process.

A Step-by-Step Guide To Applying for A Payday Loan

If you want to receive your money the same or the next business day if approved, you may choose us at Alabama Title Loans, Inc. for your payday loan. We will help ensure you get your cash quickly and are treated with the respect you deserve. To apply for a payday loan offered with us at Alabama Title Loans, Inc., you would have to:

1. Fill out an online inquiry form.
2. Speak to a friendly representative and set up an in-person appointment.
3. Come to one of the over 20 locations and find out if you’ve been approved and for how much (the process might take just 30 minutes).
4. Sign the final paperwork and get your money that same day or the following bank business day.

By the way, you can always skip the first two steps and drive straight to the nearest store location. Just make sure to bring all the necessary documents with you.

Where Can I Find The Store Locations?

Again, we have stores all throughout Alabama. In fact, you can find us at Alabama Title Loans, Inc. in 25 convenient locations across the Camellia State. You’ll find each of our stores' exact addresses and phone numbers on the ‘locations’ page of our website.

Will Bad Credit Prevent Me From Qualifying?

You can still get approved for a payday loan, even if your score is below average. We welcome borrowers from all credit backgrounds to apply. In fact, we won't report your loan to any major credit bureaus at all! 

Can I Finalize The Process Online?

Though you can begin the process online, you'll need to come to the store to meet with one of our company representatives in person. However, this in-person process is quick and can take as little as 30 minutes to fully complete.

Get Your Fast Cash Today!

Applying for payday loans in Montgomery, Alabama, doesn’t have to be hard. With us at Alabama Title Loans Inc., you can take out a payday loan quickly. We work with all types of credit and are committed to assisting you in getting the urgent cash that you need.

By the way, you wouldn’t even have to leave your house to get started. If you fill out the inquiry form from your computer right now, you might be able to qualify for up to $500 today!

 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.