car title pawn

Requirements For An Alabama Title Pawn

An Alabama title pawn can be helpful to get some short-term relief from a difficult financial situation. Here are our simple requirements to get pawns at Alabama Title Loans, Inc.

You will need a valid state-issued ID, lien-free car title, and your vehicle itself to take out an Alabama title pawn. Bring these along to the in-person inspection, and you’re all set!

The requirements are extremely simple and transparent to help you get the urgent cash you need as quickly as possible. In this article, we’ll review these requirements in greater detail and discuss how you can apply with us today!

money from Alabama title pawn

What Do I Need To Get An Alabama Title Pawn?

In order to take out a title pawn, you will need the following three simple items:

  • Your driver’s license or state-issued ID
  • Your lien-free vehicle title
  • Your car itself for a quick inspection

ID

If you’re using a car title for collateral, it’s feasible that you also have a license to drive it; however, if not, you can present any government-issued ID with your photo. Any of the following are accepted:

  • Non-driver’s license
  • Student ID
  • Passport
  • Birth Certificate

An ID is an important part of the pawn process and provides the simple assurance that customers are over the age of 18 and are legally able to take out a pawn.

Lien-Free Title

Liens are judgements or claims against your vehicle’s title. In some cases, you might not even know you have one. Liens are placed against an asset to denote ownership by the lienholder until the debtor pays what they owe.

A simple example is purchasing a new car. When you sign all of the paperwork, it’s quite likely that the dealership or the bank places a lien against the vehicle to ensure you continue making payments on it. Lenders also rely on liens to protect their investments. If you already have a lien on your car, we will not be able to work with you to get an Alabama title pawn.

Your Car Itself

An in-person inspection is a crucial part of the pawn process and determines the amount you qualify for. Your car’s make, model, year, and condition all play into this evaluation, priced on a nationally recognized scale.

Generally, you can expect to get 25-50% of your car’s value translated into a pawn, although your exact amount will be determined individually. The representative will also check your car’s title to make sure they match the vehicle provided.

Our Quick Application Process

Now that you know exactly what you need to take out an Alabama title pawn, you can follow these simple steps to get started:

  1. Submit the online form – The online form provides us with necessary information about your car, helping to kickstart the pawn process. Once done, your information will be sent to the nearest storefront.
  2. Wait for a call – When possible, a pawn representative will call you back to review your information. You will also schedule a meeting for the in-person inspection.
  3. Complete the approval process – The representative will review your necessary items and determine if you qualify to be approved. Then, you will go through the rest of the process and receive your money the same day or following business day.

Common Hiccups In The Pawn Process

To make sure you’re all set to get a pawn without any problems, you will want to avoid doing any of the following:

  • Providing an invalid ID
  • Providing a title not listed in your name
  • Bringing a different car

These errors can slow down the application process, so make sure you carefully review the pawn requirements listed above so that you’re good to go!

car title pawn cash

Get Your Title Pawn Today!

An Alabama title pawn isn’t the right option for every situation, but if you need urgent cash and own your car outright, it’s an option well worth considering. Alabama Title Loans, Inc. can help you get the urgent cash you need when if emergency strikes.

Often, a quick influx of cash during an unplanned situation can be the catalyst to recovery in the short term, setting you up for long-term success. Now that you know exactly what you need to get one of our pawns, you’re all set to apply. If you’re ready to see what you could qualify for, fill out our quick online form today!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Emma Frost

Emma Frost is a lifestyle and finance blogger with a talent for communication and a passion for financial literacy. She uses her writing talents to explore topics that help her readers gain financial stability and growth.